Bamcard d.d. Sarajevo is the only clearing house in BiH and a processing center in Bosnia and Herzegovina that provides full support to the bank's card business.
CERTIFICATES
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CARD QUALITY
AWARDS
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Best Card Protection and Control Application 2020 - Bamcard: Card Guard
Sarajevo Business Bridge Awards 2018 - Innovator of the Year - Kviko
MEMBERSHIPS

1999

BamCard established

2002

BAM card issuing

2004

EMV

2005

VISA vendor

2006

MasterCard vendor

2012

  • PCI DSS certification
  • Development of software for personalization of EMV cards
  • Development of new processing software
  •  

2013

  • Issuing of first VISA prepaid card 
  • New service: B&H ATM Network

2014

  • MasterCard contactless card issuing
  • Issuing of the first MasterCard co-brand card
  • Issuing of the first MasterCard Debit card
  • ISO 9001 certification
  • Offline to Online processing

2015

Developed new Host Authorization software 

2016

Personalization of electronic health insurance cards ZZOKS

2017

  • KVIKO Mobile app launched
  • Card Guard solution launched
  •  

2018

  • ISO 22301 certification
  • PIN via SMS service launched

Nov 09, 2017

2020

  • Kviko Pay mobile app functionality launched
  • Implemented 3DS 2.0

2021

Fraud Monitoring functionality implemented

2022

Advanced Customer Analytics solution launched