Using only the recipient’s phone number, the money is available immediately! This service is a novelty of Bamcard, which has previously introduced the KVIKO Cash, with the help of which you could send money even to users who do not have an open bank account. With a personalized code sent via SMS, Viber, or Whatsapp, money could be withdrawn from the nearest ATM. The option of instant money transfer from account to account is now available in Bosnia and Herzegovina via the KVIKO Instant service. All you need for the transfer is the phone number of another user, and the money, after sending, will be available for use immediately. The new KVIKO Instant service will save any situation, and to use the service it is enough that both users have a Kviko application. For additional information and to activate this fastest money transfer option, visit the branches of UNION BANKA d.d. Sarajevo, Bosna Bank International or ASA Bank d.d. Sarajevo. UNION BANKA d.d. Sarajevo, Bosna Bank International ili ASA Banka d.d. Sarajevo
