Who we are

We are creating the future of card and mobile payments, by offering innovative solutions.

Bamcard offers payment clearing solutions to financial institutions by providing value-added services for the payment needs of their clients, considering the following values:


Integrity is the basic principle we promote, which refers to honesty, correctness and morality in business conduct.

The value of the individual

The human factor is the most important resource and implies respect and recognition of the importance of each employee within Bamcard.


Responsibility means taking responsibility for your actions and decisions. Society promotes a culture of responsibility where mistakes are acknowledged, corrected and learned from.


Transparency is the key to building trust with all relevant parties, including employees, customers, shareholders, relevant regulatory authorities and the general public.

Fairness and Equality

Fairness and equality refer to the treatment of all employees of the company without discrimination.

Quality and Excellence

We strive for the best possible quality, innovation and continuous improvement to meet the needs of clients and the market.

Cooperation and Teamwork

With the principle of cooperation and teamwork, we encourage employees to cooperate with each other, share ideas and work together to achieve the company’s goals. This creates a productive and harmonious work environment.

  • Established in 1999 and located in Sarajevo, Bosnia and Herzegovina
  • Initiated as a joint project of all banks on the BiH market
  • BAMCARD is listed on the SASE – Sarajevo Stock exchange
  • Providing the highest service quality
  • Supporting our customers with a team of qualified and experienced professionals
  • Offering modern solutions that will make our customers more competitive in the market
  • Focusing on our core competencies
  • Providing strong and agile technical support

Bamcard management team:

Who we are

Asim Avdagić


Who we are

Ajla Delić

Secretary of the company

Who we are

Malik Ferušić

Head of operations department

Who we are

Jesenko Majušević

Head of IT department

Who we are

Slađan Šehović

Head of Marketing, Product Development and Client Relationship Management

Who we are

Merima Đozić


Who we are

Senad Alić

Head of the accounting and finance department

Vildana Drina

Associate for Human Resource

Throughout the history of Bamcard we have achieved many awards and we point out some of them:

Best Card Protection and Control Application 2020 – Bamcard: Card Guard

Sarajevo Business Bridge Awards 2018 – Innovator of the Year – Kviko

We also highlight some of the memberships and projects we are a part of:

BAMCARD History Timeline

BAMCARD Legal Data

“BAMCARD” d.d. Sarajevo

ID number: 4200602470001

Address: Džemala Bijedića 202, Ilidža

Place: Sarajevo 71000, Bosnia and Herzegovina