Bamcard d.d. Sarajevo is the only domestic clearing house in BiH and a processing center that provides full support to the bank’s card business, but also as a market influencer in the field of innovative mobile payment applications such as KVIKO and card security apps such as Card Guard.

Given that we have been recognized as a reliable partner to banks in Bosnia and Herzegovina for more than 20 years, meeting international standards for data security and business quality is one of our highest priorities.

The increase in the number of internet transactions has also led to an increase in cybercrime both in the world and in Bosnia and Herzegovina. As a result, it has become more important than ever to secure online transactions and store confidential information such as a PIN – a personal identification number.

We can proudly say that Bamcard d.d., after detailed checks and fulfillment of strict requirements, became the only process center in Bosnia and Herzegovina with the implemented PCI PIN v3.0 standard.

The PCI PIN standard is one of the key standards in cardholder data protection adopted by the PCI Security Standards Council – a global forum working on cardholder data protection, card payments, and PIN data security by setting requirements for secure management, processing, and transmission of data for online and offline transactions.

Continuous adherence to security requirements for PIN data is key to maintaining a strong defense against their compromise and misuse, and any denial of security can lead to this sensitive data falling into the wrong hands.

Bamcard will continue to strive to monitor and meet all international data security standards to ensure that our customers have the highest level of protection, security, and trust.

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