Processing and Clearing

BAMCARD has been providing clients with automated processing and clearing services since 2003, as the first and only processing and clearing center in Bosnia and Herzegovina. With our rich experience in the field of card business, we help clients and partners to do a primary banking work and take care of their business segments to grow with us.

BAMCARD processing center undertakes a series of actions in order to realize card transactions quickly and securely, providing a smooth and secure service to the financial sector of the region.

Bamcard as the processing center acts as an intermediary between the card issuer (bank) and the merchant or customer. Bamcard is doing business under PCI-DSS rules. Certified by VISA and Mastercard, Bamcard provides comprehensive support for card-based operations to financial institutions.

Our processing includes:

  • Payment card transaction processing, issuance and acceptance;
  • Transactions clearing;
  • Authorizations for cash withdrawals on ATMs;
  • Authorizations for account statements on ATMs;
  • BH ATM network;
  • ATM access on other networks or acquiring banks;
  • 3D Secure and Fraud monitoring.

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